King of Small Business Back Office
Run your business. We’ll run your back office. Bankoto makes Accounting, Tax, Payroll, Advertising, and Payments effortless with the perfect mix of human expertise, proprietary software, automation, and AI.
Billing & Invoice
Automation
Accounting & Tax
Business setup
Starting a business in Nigeria is an exciting milestone. However, registration is only the first step. To operate legally, avoid penalties, and build a credible brand, Small and Medium Enterprises (SMEs) must comply with several regulatory and tax requirements.
Understanding these obliga...
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Business setup
Registering a business is an exciting milestone for any entrepreneur. It marks the transition from idea to a legally recognized entity and positions your company for growth, partnerships, and access to financial opportunities. However, many founders rush through the registration process withou...
Read More →Powering Backoffice Operations for over 1000 small businesses
Bankoto brings the power of automation and proprietary technology to small businesses, backed by a team of experts who know what it takes to grow.
Get smarter, faster decisions with real-time analytics powered by AI.
Discover Insights →Automate your invoices, taxes, and reports—freeing up time to grow.
Automate Now →Our accountants and advisors are always ready to support your business journey.
Meet ExpertsStay compliant with ease—tax filings, bookkeeping, and regulations handled for you.
File Your Taxes →Back-office headaches end here. Small businesses waste too much time on admin. Bankoto gives you:
With proprietary tools + automation + human experts, your business runs smoother, faster, and smarter.
We’re not just another software. We’re your back-office growth engine.
Real stories from teams growing faster with us.
“Bankoto has cut our accounting time in half. Their automation plus expert support is a game changer.”
“Payroll used to take us hours every month. Now it’s done in minutes with zero errors.”
“Finally, a service that understands small businesses. Bankoto feels like part of our team.”
Bankoto isn’t just services — it’s your all-in-one financial ERP.
Our proprietary ERP platform integrates Accounting, Payroll, Tax, and Payments into a single
dashboard with:
Real-time insights into cashflow, revenue, and expenses.
Automated financial reports to make smarter decisions.
Seamless integrations with banks, payment systems, and more.
Scalability to grow with your business — no need to switch tools.
💡 Think ERP, built for small businesses — simple,
